Chapter 1

【Remaining Survival Time: 167 days 6 hours, Life Points: 4965 (-6000).】

【The Rule-Class Abnormal Life Bank is at your service. Your current assets are negative. Please turn the loss into profit as soon as possible, or your life will go bankrupt.】

【Expected Income for Today: 0, Expected Expenditure for Today: 1.】

【17 days until the end of the month. The current expected repayment is 1000 points. Please ensure your account balance remains positive.】

Lu Pingan, who had just woken up from a deep sleep, subconsciously opened his panel.

"......Ah, another day of waking up poor."

Lu Pingan was just woken up and was immediately shocked by the -6000 on the panel.

Other transmigrants relied on the system to live a life of luxury and reach the pinnacle of life, but he, on the other hand, started with a death countdown.

Life Points, simple and straightforward, one point per day, and when it hits zero, it's over.

He started with a deficit of 6000 points (about 20 years), and had to pay 1000 points every month. Without any unexpected events, he would go bankrupt and be done for in at most six months.

"Ah, this broken thing, and it's even a Z-level pollutant, an ultra-high threat level abnormal ability? It has restricted my freedom in life......"

"What are you mumbling about, Pingan? It's time to eat."

The voice from outside made Lu Pingan get up reluctantly. Since he started "cohabiting" with that person, staying up late to play games had become a thing of the past.

"There's a dish you like today."

"......With your cooking skills, there's no difference in any dish. I suspect your 'cost' is the sacrifice of your sense of smell."

"Fine, if you don't eat, I'll feed the cat next door."

"Eat, eat, eat."

Lu Pingan felt a bit helpless and lowered his head to eat hard.

Xia Qin sat on the other side, seemingly pleased with the improvement in her cooking skills.

She had a oval face, slightly thick red lips, and long eyebrows and eyes. Her plain face, without any makeup, exuded a vibrant and spirited aura.

Her usually neat and energetic short hair was a bit messy, and the slanted bangs of her bob hairstyle covered her right eye.

Even with a tired look, she still had a clean and cheerful demeanor, with a beautiful face that wouldn't be mistaken for a man.

Her thick lips, which made one want to taste them, and the mysterious tear mole below her left eye, gave a first-time viewer a sense of unexpected surprise.

To Lu Pingan, the woman in front of him was as beautiful as a flower, with black eyes, short hair, and long legs, a type he liked. If only she wasn't so motherly.

"......What time did you come back last night?"

He took a mouthful of rice and glanced at the TV, which was showing another serious pollution accident at a certain mall, with a number of deaths.

"Three thirty, I had a somewhat troublesome mission."

Xia Qin yawned. As the deputy leader of the third special operations team of the Abnormal Management Bureau in the ancient city of Zion, overtime was the norm, and day and night shifts were a daily routine.

After all, supernatural pollution and crimes occurred more at night than during the day.

Lu Pingan sighed and gently patted Xia Qin's shoulder.

The next moment, she visibly perked up, her pale face turning red, and her hair regaining its luster. She looked as if she had just had a full day of beauty sleep.

"Thanks! Your ability is really useful."

"Heh, if not, why would you be illegally detained......"

"What? What did you say? I put in a lot of effort to apply for your monitored residence. Without me as your guarantor, you would......"

She hesitated and didn't say the word, but Lu Pingan knew the unsaid word was "erased."

In a certain sense, the fact that he survived after that large-scale pollution incident was indeed due to the deputy leader of the Secret Keeper, who provided him with a guarantee.

Xia Qin stood up excitedly, feeling full of energy, ready to work overtime for a whole day...... but then she excitedly went to watch her drama!

She had worked the night shift yesterday and was on leave today. Even if she had recovered, there was no need to go to work.

But Lu Pingan glanced at the invisible panel again and, as expected, saw the "Life Points -1" prompt.

"Ah, another day lost......"

Lu Pingan's cursed system was not the standard welfare system for transmigrants but a type of abnormal ability in this world. In a certain sense, it was also a curse on himself.

Now, in Lu Pingan's "Life Bank," he lost one point every day, and the abilities he could use only had the effect of "spending."

【Life Bank Sub-ability 1: Life Extension Payment: Divide the life cost that must be paid into installments. The current upper limit is six installments over six months, and the lower limit is three installments over three days.】

【Sub-ability 2: Invest Life: Invest in a credit target. The guaranteed return rate is 10%, and the maximum return rate is 20%. The current investment limit is three people. Invested persons: Xia Qin (1 point per day), Lei Huo Rong (1 point per day).】

Now, Lu Pingan had only these two abilities, both of which were quite weak, especially the latter, which involved giving his life to others, making him feel uncomfortable.

But he had to use it, and use it hard, even at the cost of reducing his lifespan.

"Didn't they say that the more you use an ability, the more likely it is to upgrade? I've already wasted over 30 points, why hasn't there been any change?"

Without being able to awaken new sub-abilities or increase life points, Lu Pingan would definitely be done for in six months. Struggling hard might give him a glimmer of hope.

But just this alone would make Lu Pingan hesitate, after all, each point consumed meant one less day of life.

At this moment, seeing the clock in the room reach eight o'clock, Lu Pingan took a deep breath, lay on the chair, and prepared to face the impact.

"System, settle yesterday's earnings."

【Settling the earnings of the invested person Xia Qin. Please remain calm, host. Calculating yesterday's investment earnings.】

Lu Pingan no longer had the energy to look at his panel. A flood of memories surged into his brain, and his whole body felt as if it was being electrocuted, almost causing him to convulse.

"Damn, what a fierce woman......"

In the fragments of memory, Captain Xia fought fiercely, leading the charge, beating up small-time hooligans in the first half of the night and fighting abnormal creatures in the second half, from the west of the city to the east, earning the respect of both the underworld and the monsters.

These memories were quite fragmented, with no clear beginning or end, and mostly scenes of combat, showing how she fought, how she used her strength, and how she moved.

【Gained a small amount of combat experience, gained a small amount of gun skills, gained a trace of forbidden knowledge.....】

The panel flashed with updates, and when it stabilized, Lu Pingan felt an inexplicable urge to go out and beat someone up...... in fact, he was indeed better at fighting now.

【Combat Skills (Secret Keeper Style): Level 2, 6/100】

【Gun Skills (Handgun): Level 1, 87/100】

With this rising "experience," the boy who never fought before now knew how to use a gun and fight.

This was the "investment" return. Lu Pingan used one day of his life to gain a large amount of combat experience and skills, which the system panel recognized as a professional skill improvement.

These professional skills were the stepping stones to higher professional levels and the foundation for his attempt to evolve his abilities.

"Once my combat and gun skills reach level 10, I can try to become a 'Gun Fighter.' Among the first-tier extraordinary professions, that's considered quite useful."

The next moment, another convulsion came, as the second invested person's "share" arrived.

The person who could receive Lu Pingan's investment was naturally not an ordinary person.

This time, it was a supernatural professional, a runner.

【Settling the earnings of the invested person Lei Huo Rong. Gained a small amount of running experience, gained a small amount of breathing techniques, gained a small amount of spatial perception instinct......】

Inexplicably, Lu Pingan's mind was filled with many experiences and skills of being "Spider-Man."

But what made Lu Pingan happy was the last bit of information.

【Gained a small amount of insight into the Black Iron-level spell 'Shrinking Earth.' Current progress: 58/100.】

This meant that Lu Pingan was getting closer to becoming a true "professional."

"Only 15 days left until the college entrance exam. It seems I need to find more 'suckers' to harvest experience. That also means I will be closer to death, with a shorter life."

But Lu Pingan had no complaints. After all, every day he lived now was a bonus.

This story began 13 days ago, when he was still a cancer patient, struggling to survive until dawn.