Chapter 62 of 100
Chapter 62
5 min read1,373 words
Qi Ping and Wells Fargo still haven't reached an agreement on the loan, not because Qi Ping lacks the ability to secure a loan, but because he has better options.
The saying "the buyer is never as shrewd as the seller" is indeed very true. These bankers are not unaware of the potential of Qi Ping, a high-quality client. It's precisely because they understand this so well that they are trying hard to secure Qi Ping's business.
Now, Qi Ping has switched to Bank of America, the largest commercial bank in the United States by assets; in 2006, it was ranked the third-largest company in the world by Forbes. There's no doubt about the strength of Bank of America, and Qi Ping feels that they can indeed provide him with more support.
Getting the King of Credit Cards, the Black Card, is now impossible, but the VISA card offered by Bank of America is also excellent. This is one of the main reasons Qi Ping chose Bank of America, seeking a convenient and more beneficial partner, which is something he is currently very focused on.
Now, Qi Ping has obtained a VISA Platinum Card from Bank of America, which offers a high credit limit, customized travel and entertainment services, a $500,000 travel accident insurance, and a series of exclusive benefits. If Qi Ping's assets continue to grow, he might even be invited to get the higher-tier VISA Infinite Card, which is only available to a select few.
"Haha, I'm laughing, laughing..." Qi Ping's hoarse voice made Liang Shanbo and Zhu Yingtai unable to bear it; the singing was too terrible. Fortunately, Jingang didn't mind, and seeing his big brother laugh with satisfaction, he also grinned and bared his teeth in happiness.
Not only did he get an excellent credit card, but he also secured a $2 million loan for five years. For Qi Ping, this solved his current financial pressure. He wasn't facing a cash flow crisis, but the pressure to quickly recover funds was significant. Repayment pressure was not a problem for Qi Ping.
"It's just building a biogas digester, right? Let's do it! One biogas digester isn't enough; I'm going to develop an ecological forest farm! I'm not short of money!" Qi Ping was very pleased. Now that he had the loan, he could start expanding the forest farm more aggressively. "It's just a piece of fine jade, right? I'll buy it! I'm not short of money!"
He chuckled. With the $2 million loan and the money he already had, Qi Ping no longer felt any financial pressure.
"I'll develop that small lake and buy a regular agricultural helicopter; that should meet the current needs!" Qi Ping calculated. Although over $2 million is a lot, it would be fully invested in various projects.
Qi Ping increasingly felt that while the potential of the forest farm was unimaginable, fully realizing its potential would require an unimaginable amount of money.
The initial cost of buying the forest farm was one thing, but Qi Ping had always thought that selling the vegetables from his forest farm would bring in a huge amount of money. However, now he realized that it wasn't that simple. He had indeed earned a lot, but the expenses were also unimaginable.
Forget about it; although he couldn't indulge in leisure or extravagance for now, these investments were worth it. Qi Ping felt that his current life was fulfilling and comfortable, and that was enough.
"Come and help me water the plants. Don't just catch bugs all day. You get dirty, and I have to use insect repellent to give you a bath, which you don't like. We'll end up fighting if this continues!" He stretched, the sun was setting, and it was a good time to water the plants. However, seeing Jingang sitting in the grass catching bugs, Qi Ping felt a bit of pressure.
Jingang obediently followed Qi Ping, holding a small watering can. However, he didn't stop talking, grumbling and gesturing, clearly unhappy that his big brother wouldn't let him catch bugs as snacks. He was determined to assert his rights.
Seeing the soybean seedlings grow rapidly, Qi Ping was very happy. The vegetables he had bought recently were really good, but he was even more excited about the high-quality vegetables from his own garden, which were his favorites and thus more to his taste.
He cut some leeks and sighed. These leeks came from Kate's place, and they reminded him of her.
Speaking of Qi Ping and Kate's relationship, it was hard to describe. They were more than friends but not quite lovers. Perhaps it was just self-deception on Qi Ping's part, as they hadn't progressed to that stage. They might just be good friends.
Qi Ping did have a good impression of Kate. She was beautiful and had a great personality, which seemed to suit him well. However, whenever he tried to be a bit more proactive, Kate seemed to keep her distance. So, Qi Ping now understood that perhaps Kate didn't want to take their relationship any further.
For now, he wouldn't think about it too much. Clearly, the most important thing was to fill his stomach. Some things can't be forced, and Qi Ping's personality was becoming more gentle in some aspects.
"Tonight, we'll have scrambled eggs with leeks and tomato egg soup. Let's add some meat; we're all carnivores." Jingang, Qi Ping's best listener, happily followed his big brother back. Whether Jingang knew the dishes or not, he knew his big brother wouldn't neglect him.
Qi Ping hummed a song while cutting fruit, and Jingang continued to peek into the kitchen. The kitchen was off-limits to Jingang, and sneaking in would result in a "beating" from his big brother, so Jingang had learned to be smart. He peeked from behind the door and made more noise at the kitchen entrance to protest, which also showed his presence.
Unfortunately, his good friends Dong, Nan, Xi, and Bei were out playing. These four young shepherd dogs, already quite large, were very wild. This was a result of Qi Ping's intentional guidance; he didn't want them to be just tame pets. He hoped they would retain their natural instincts. Now, they were growing very well.
Qi Ping didn't need Dong, Nan, Xi, and Bei to herd sheep or cattle, so their obedience wasn't a priority. They were very smart and learned quickly. Most importantly, this was a forest, and if they were too tame, they might lose a lot of fun.
When they were young, Dong, Nan, Xi, and Bei were very attached to Qi Ping. Now, they were more independent, though they were still very affectionate and loyal to him. They often ran out to play early in the morning, and the large forest farm provided plenty of places for their curious minds to explore.
As for safety, Qi Ping wasn't worried. Dong, Nan, Xi, and Bei always returned in a group, were well-nourished and large, and were very smart, so they wouldn't be at a disadvantage. Most importantly, Qi Ping was protective, and if they got into trouble, he would immediately come to their aid.
Looking at the sky, Qi Ping knew they were about to return. These guys were very smart and always made it back just in time for meals, which made Qi Ping both laugh and cry.
The little ones at home were the same; no matter how crazy they played outside, they always appeared on time for meals. This was a talent of food lovers, and it was clear they had the potential to become super food lovers. They not only had a large appetite but also a keen sense of timing.
"Woof, woof, woof..."
The barks of Dong, Nan, Xi, and Bei grew louder and closer. They weren't fully grown, so their voices weren't deep or resonant, but they were no longer the high-pitched, clear voices of puppies. They were now young adults.
"Something's wrong!"
The barks grew closer, and Qi Ping's expression changed. This wasn't the usual sound when Dong, Nan, Xi, and Bei returned home. Although they hadn't shown true anger in the past six months, Qi Ping knew that this time, the problem might be serious!