Chapter 39

"Mr. Zhou, the finance department just called to say that your twenty million has been transferred to your Fenghui Bank account," Wei Zong said respectfully to Zhou Ming.

Zhou Ming nodded. "Thank you, Mr. Wei."

"You're welcome, it's our duty," Wei Zong said. "Mr. Zhou, to be able to earn twenty million in this stock market crash, you must have a unique insight. If someone with your insight wants to continue trading futures, our Fenghui Futures Company will provide you with the most comprehensive service. Or if you have other investment intentions, our company can also help you facilitate them."

Zhou Ming politely replied, "Thank you, no need," and then left Fenghui Company with Lin Muqing. As they walked out of the building, Zhou Ming noticed that Lin Muqing seemed distracted and asked her, "Sister Muqing, what's wrong?"

Lin Muqing first shook her head, then turned to look at Zhou Ming and murmured, "Twenty million, did we really earn twenty million? Is this a dream?"

"Sister Muqing, of course it's not a dream. We really did earn twenty million, and this is just the beginning. We will earn even more in the future!" Zhou Ming said. Seeing that Lin Muqing still seemed to disbelieve, he took her hand and continued, "If you still don't believe it, I can kiss you to prove it."

After saying this, Zhou Ming smiled mischievously and tilted his head. Lin Muqing instinctively took a step back, her cheeks flushing, and she said shyly, "Zhou Ming, what are you doing? There are so many people here!"

"Does that mean you're saying I can kiss you when we're back at the hotel and there's no one else around?" Zhou Ming teased.

Lin Muqing quickly denied it, "Of course not, you little rascal, don't twist my words!"

Zhou Ming chuckled. He wasn't really going to kiss her; he just wanted to snap her out of her daze. After all, for people of this era, the impact of twenty million was enormous, even if they hadn't actually seen the money. Even if Lin Muqing had known beforehand that they would make so much money in the futures market, it was still a shock.

Seeing Zhou Ming's smile, Lin Muqing felt a bit annoyed and said, "Smile, smile, all you do is smile. What's so funny? Wang Yunlong is still waiting for our news!"

Zhou Ming slapped his forehead. Reminded by Lin Muqing, he suddenly remembered that last night, after comparing the five fund companies selected by Wang Yunlong, he had chosen the one he thought had the most potential and asked Wang Yunlong to contact their CEO today to discuss the acquisition. So Zhou Ming immediately took a taxi with Lin Muqing back to the hotel.

Back at the hotel, Zhou Ming and Lin Muqing first booked a private room, then went to the second-floor tea lounge and found a window seat. Lin Muqing said to Zhou Ming, "Zhou Ming, although I've been reading books about funds these past few days, I still don't quite understand what a fund is."

"Sister Muqing, you don't need to force yourself. You didn't even touch the financial field a month ago, so how could you understand it so quickly?" Zhou Ming advised. "Everyone has their own expertise. I think you are more suited to administrative work. It's fine to take it slowly; just understanding the basics is enough."

"But I don't even understand the basics," Lin Muqing said stubbornly.

Zhou Ming had no choice but to explain, "Simply put, a fund company is a partnership. A group of people put their money into one person or an institution, and they entrust this person to invest on their behalf. The institution that helps these people invest is the fund company."

"Then why don't these people invest themselves? What if they lose money?" Lin Muqing asked.

"That's what I meant by 'everyone has their own expertise,'" Zhou Ming said. "Think about it, Sister Muqing. If we hadn't met Wang Yunlong, would you know which stocks to buy and when to make money?"

Lin Muqing shook her head, and Zhou Ming spread his hands, "That's right. Not everyone can be as diligent as Wang Yunlong, recording and studying the trends of every stock every day, nor do they necessarily have his expertise in finance. That's when we need to find a professional fund company."

"Of course, besides that, we can also incur losses when buying and selling stocks, and even severe losses during major events, like this stock market crash. Those who jumped from buildings lost everything," Zhou Ming said. "But if we invest through a fund company, it won't be like that. Their investments are not singular, and since there are many investors, the risks are spread out, so the losses for each investor are not as severe."

Lin Muqing nodded thoughtfully, "That makes sense. So if you buy a fund company now and have Wang Yunlong and Sun Wei work for you, wouldn't you make a lot of money?"

"Of course, maybe if I give him five million, he could return me twenty billion in twenty years," Zhou Ming joked.

Lin Muqing was amused by Zhou Ming's joke. At that moment, the sound of high heels tapping could be heard. Zhou Ming and Lin Muqing turned to see two women approaching them. One was young, and the other was slightly older. The older one looked to be in her thirties or forties, wearing a T-shirt and jeans, looking very ordinary. The younger one was dressed in a very elegant and fashionable dress, wearing large sunglasses, exuding a sense of mystery.

The two women walked to Zhou Ming and Lin Muqing's table, and the older woman said to Zhou Ming, "Sir, I am Zhao Lin's agent, my name is Wu Mei. This is the table we reserved. Could you please move?"

Zhou Ming's eyes lit up: So the young woman is Zhao Lin!

Actually, when he first saw her, Zhou Ming felt she was familiar, but with the large sunglasses, he couldn't tell who she was. Now, after Wu Mei's introduction, he suddenly realized that this woman was Zhao Lin!

Zhou Ming was a bit excited because in his previous life, Zhao Lin was his ideal goddess. She was known for her elegance and beauty, even being called the "First Beauty of Hong Kong," and the media in East Asia regarded her as the epitome of Asian beauty. Zhou Ming had never seen her in person in his previous life, but he never expected to meet her in person after being reborn in a hotel.

However, it wasn't surprising. After all, the Victoria Hotel was a five-star hotel in Hong Kong, and Zhao Lin had already been in the entertainment industry for several years, making her a well-known figure in Hong Kong. It wasn't unusual for her to have engagements here.

"Miss Zhao, I'm glad to meet you here, I..."

Before Zhou Ming could finish, Lin Muqing interrupted him, clearly unhappy, and said to Wu Mei and Zhao Lin, "Miss Zhao Lin, right? I'm sorry, but I don't know you, and we were here first. We haven't heard that anyone reserved this table, so why should we give it to you?"

Lin Muqing's words made Zhou Ming's heart skip a beat because her tone was clearly jealous! It seemed that his earlier behavior had made her misunderstand. However, it was hard to explain to her that he was actually a fan of Zhao Lin, not interested in her in the romantic sense. Besides, Zhao Lin was the "First Beauty of Hong Kong," and even after making twenty million from the stock market crash, Zhou Ming felt he still didn't match her.

"Miss, I think I made it clear that I am Zhao Lin's agent, and this table was reserved long ago. This is a place where Zhao Lin often sits. Please move," Wu Mei said, somewhat displeased.

Lin Muqing was not to be swayed, "I also made it clear that I don't know you or Zhao Lin. No one told me this table was reserved before I sat here. Please don't make a fuss here!"

Wu Mei was angry and looked Lin Muqing up and down, "From your accent, you're from the mainland, right?"

"So what if I am?"

Lin Muqing retorted. Zhou Ming gently pulled her hand, trying to calm her down and handle the situation, but women can be irrational when jealous. Lin Muqing immediately pulled her hand away and ignored Zhou Ming.

"No wonder you're so rude and lack manners!" Wu Mei said sharply.

"Ha, is that so? I'm still better than you, a rude and uncultured Hong Kong woman," Lin Muqing said coldly.

Wu Mei's eyes widened, and she pointed at Lin Muqing, "Bitch, who are you calling names?"

Lin Muqing stared back at Wu Mei, "Whoever is making a fuss here without manners, that's who I'm talking about."

"You... You mainlanders are too outrageous. Remember, Hong Kong is not the mainland; there's no place for you to act wild here!"

Wu Mei was about to lunge at Lin Muqing, but Zhou Ming stood up. However, before he could act, Zhao Lin, who had been silent, quickly held back Wu Mei and said, "Sister Mei, let it go."

Zhao Lin's voice was very magnetic and pleasant. As she spoke, she took off her large sunglasses, revealing her stunning face that had captivated the world. Even Zhou Ming, who was with a beauty like Lin Muqing, felt his heart skip a beat when Zhao Lin took off her sunglasses. Not just Zhou Ming, but all the other men in the tea lounge who saw this scene were staring at her, as if they wanted to glue their eyes to her.

"Let it go? Zhao Lin, remember you're a big star. You need to have grace and dignity. Why should you care about some mainlanders? This is Hong Kong, not the mainland!"

After scolding Zhao Lin, Wu Mei turned back to Lin Muqing and Zhou Ming, "Listen, you mainlanders. Don't say I didn't warn you. We're waiting for a very powerful big brother. If we make him unhappy, you might be killed on the street tomorrow, and no one will clean up after you. And you, little bitch, will be gang-raped and sold to a village in the Golden Triangle to be a prostitute!"